Asset Finance Calculator

Use our Business Asset Finance Calculator to estimate potential repayments and explore how asset finance may help your Australian business acquire essential equipment, machinery, vehicles and other productive assets while managing cash flow.

Calculate Your Finances

Make Informed Asset Finance Decisions

Every business has different asset needs, so comparing finance scenarios can help you understand which approach may fit your plans. Finance Master can help you review available options and connect your requirements with suitable lenders in Australia.

Asset Finance Calculator

Loan amount

Loan term years

Interest rate % p.a.

Balloon / residual payment

This calculation is a guide only, based on the information you've entered. It excludes fees and charges and does not constitute a loan offer, formal approval, or financial advice.

Estimated loan repayments

$0 per week

Loan amount$0
Loan term0 yrs
Interest rate0.00%
Balloon payment$0

Rates and repayments shown are indicative only and exclude fees. Your actual rate depends on the lender and your circumstances.

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We compare the major banks and second-tier lenders to get you the best deal possible for your business and individual needs.

Our experts recommend options from the panel that best match your circumstances.

What Do We Offer

Asset Finance Services

Asset finance can help businesses spread the cost of purchasing essential assets over an agreed period instead of paying the full purchase price upfront. Depending on the finance structure, businesses may use equipment finance, hire purchase, leasing or other asset finance solutions.

Asset Finance Loans

Finance eligible business assets through a suitable lending structure.

Business Asset Finance

Fund equipment, vehicles, and machinery while managing available working capital.

Commercial Asset Finance

Explore finance options for assets used in day-to-day commercial operations.

Equipment & Machinery Finance

Acquire new or used equipment needed to maintain or expand business operations.

Our company offers asset finance services to small and established businesses, sole traders, contractors, transport operators, construction companies, agricultural businesses and trades. It can support needs such as replacing outdated machinery, purchasing commercial vehicles, upgrading equipment or increasing operational capacity.

Rather than using all your available cash for a major asset purchase, asset finance can spread the cost through regular repayments. The exact structure, ownership arrangements, deposit requirements and repayment terms vary between lenders and products. Asset finance can also include arrangements where an eligible asset is used as security, depending on the product and lender. As one of the leading financial brokers near you, Finance Master helps you explore available finance options rather than provide the finance itself.

Whatever Your Goal

Explore Our Finance Services

Different financial goals require different types of finance. You can explore our solutions for property purchases, existing loans, vehicles, and business requirements.

Home Loans

We help turn your property plans into a practical finance strategy, whether you are purchasing, building, or renovating your home.

First Home Buyers

As specialist mortgage brokers, we help first-time home buyers find the best available finance options designed around their needs.

Investment Loans

Planning to purchase an investment property? We provide lending solutions that can support your broader portfolio goals.

Refinancing

Your current loan may no longer suit your circumstances. Our team goes above and beyond to assist you in switching to the right loans.

Business Loans

Whether you are expanding or managing day-to-day business needs, we help you choose from options tailored to your specific needs.

Car Loans

A vehicle can be an important personal or business purchase. We will find the right financing solution to help you buy new or used cars.

Truck & Equipment Finance

We help keep your operations moving with financing options for trailers, trucks, machinery and other equipment required for your business.

Asset Finance

From essential machinery to operational equipment, we explore ways to fund business assets without paying the full cost upfront.

Finance Options

Assets You Can Finance

Businesses may require different assets depending on their industry, and asset finance can cover a wide range of equipment, machinery and commercial vehicles subject to lender criteria. New and used assets may also be considered, with factors such as age, condition, value and intended business use potentially affecting available options.

Equipment & Machinery: Construction, agricultural, manufacturing, industrial and workshop equipment.
Commercial Vehicles: Trucks, vans, trailers, heavy vehicles and fleet vehicles.
Business Equipment: Office, medical, restaurant, technology and professional equipment.
New & Used Assets: Finance may be available for eligible new or pre-owned assets depending on lender requirements.

From Finance Goal to Funding

How Do We Work?

From your initial enquiry through to your finance being arranged, we follow a methodical approach.

Initial Consultation

Free, no-obligation initial consultation to discuss your refinance or next purchase and to find the right financing solution for you.

We Compare

We have strong relationships with lenders that provide us access to exclusive deals and negotiate better rates on your behalf.

We Apply

Our team completes, checks, and submits loan applications, making sure all the needed documents are sent to the lender.

Follow Up

After the loan is secured, we continue to provide ongoing support and specialist advice to make sure the process goes smoothly.

Estimating Asset Finance

How Does Our Asset Finance Calculator Work?

Our Asset Finance Calculator is a planning tool rather than a finance approval. Results may include an estimated repayment, finance amount, interest and total repayments. Changing the deposit, interest rate, term or balloon/residual amount can alter the estimated result. Actual rates, fees, repayments and approval depend on the lender, asset, applicant and approved finance structure.

Enter the purchase price to estimate the amount you may need to finance.
Add an upfront contribution to see how it may affect the estimated finance amount.
Adjust the estimated rate and finance term to compare repayment scenarios.
Review potential weekly, fortnightly or monthly repayment amounts where applicable.

Calculate Your Asset Finance Options Today

Use the calculator to estimate potential repayments, then speak with the specialists at Finance Master to discuss your asset and explore suitable finance options from available lenders.

Common Questions

frequently asked questions

What is asset finance?

Asset finance is a way for businesses to acquire or use eligible assets through a finance arrangement, allowing the cost to be spread over time rather than paid entirely upfront. Common forms include equipment leasing and hire purchase.

What can I buy with asset finance?

Depending on the lender and finance product, businesses may finance equipment, machinery, trucks, vans, trailers, technology, medical equipment, and other commercial assets. Both new and used equipment can be considered during this process.

Can I finance used business equipment?

Yes, used equipment can be eligible for asset finance. However, the asset’s age, condition, value and type, together with your business circumstances and lender requirements, may influence the available finance structure.

What affects asset finance repayments?

The amount financed, deposit, interest rate, finance term, repayment frequency, fees, and any balloon or residual amount can all affect estimated repayments. The asset and your business circumstances may also influence the finance available.

What is an asset-backed loan?

An asset-backed loan uses eligible business assets as security for borrowing. The lender’s assessment may involve considering the quality and value of the asset alongside other lending criteria.

Does the calculator guarantee finance approval?

No. A Repayment Calculator or Loan Calculator provides an estimate for planning purposes only. It does not guarantee approval, a particular interest rate or final finance terms. Your actual application is subject to lender assessment and applicable criteria.

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Complete the form below, and we’ll get in touch to discuss your requirements and explore finance options suited to your circumstances.

Contact Us for Flexible Finance Solutions

From purchasing your first property to expanding an established business, Finance Masters can help ensure the right finance turns your next plan into a practical step forward.