Investment Loan Calculator

An investment loan calculator is a digital tool that helps in estimating the repayments, total interest, and cost of an investment loan based on the figures you enter. At Finance Master, we designed our calculators to provide a convenient and simple way for borrowers, helping them to discover various loan scenarios by adjusting factors.

Take the Guesswork Out of Investment Finance

Seeking an investment calculator nearby? Our smart online calculators provide you with prompt and quick access to preliminary estimates no matter where you are located in Australia. From working out your repayments and calculating stamp duty to estimating borrowing power, our investment home loan calculator can help you deal with everything with confidence.

Investment Loan Calculator

Loan amount

Loan term years

Interest rate % p.a.

This calculation is a guide only, based on the information you've entered. It excludes fees and charges and does not constitute a loan offer, formal approval, or financial advice.

Estimated loan repayments

$0 per week

Loan amount$0
Loan term0 yrs
Interest rate0.00%
Balloon payment$0

Rates and repayments shown are indicative only and exclude fees. Your actual rate depends on the lender and your circumstances.

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We compare the major banks and second-tier lenders to get you the best deal possible for your business and individual needs.

Our experts recommend options from the panel that best match your circumstances.

How It Works

With our premier calculators, you can compare possible outcomes and gain a clear picture of how different loan structures could affect your finances. Utilising our investment loan calculators makes it easier to estimate repayments and compare different loan cases.

Enter Your Loan Details

Enter your expected loan amount to borrow and the estimated interest rate that your lender offers.

Select Your Loan Term

Choose a repayment period tailored to your needs and adjust it to see the effect of different repayment structures.

Choose Repayment Frequency

Depending on the calculator's offerings, choose how often you want to make repayments, such as monthly, fortnightly, or weekly

Review and Compare Results

View your estimated repayments and total loan cost, then adjust variables like interest rate or loan amount to compare different scenarios.

Looking to invest in property, grow your portfolio, or fund a business? An investment loan calculator can help you estimate repayment amounts and total borrowing costs before committing financially.

Whether you’re evaluating different investment properties or exploring funding options for a business opportunity, this calculator offers a valuable foundation for making informed financial decisions.

Whatever Your Goal

Explore Our Finance Services

Different financial goals require different types of finance. You can explore our solutions for property purchases, existing loans, vehicles, and business requirements.

Home Loans

We help turn your property plans into a practical finance strategy, whether you are purchasing, building, or renovating your home.

First Home Buyers

As specialist mortgage brokers, we help first-time home buyers find the best available finance options designed around their needs.

Investment Loans

Planning to purchase an investment property? We provide lending solutions that can support your broader portfolio goals.

Refinancing

Your current loan may no longer suit your circumstances. Our team goes above and beyond to assist you in switching to the right loans.

Business Loans

Whether you are expanding or managing day-to-day business needs, we help you choose from options tailored to your specific needs.

Car Loans

A vehicle can be an important personal or business purchase. We will find the right financing solution to help you buy new or used cars.

Truck & Equipment Finance

We help keep your operations moving with financing options for trailers, trucks, machinery and other equipment required for your business.

Asset Finance

From essential machinery to operational equipment, we explore ways to fund business assets without paying the full cost upfront.

Information You Need Before Using the Calculators

Before you dive into calculating potential returns with an investment loan calculator, it’s essential to gather key information about your loan, investment, and personal goals. Knowing your expected rental income or projected revenue on hand allows for a more precise assessment of affordability and yield. The more realistic and accurate your inputs, the more valuable and reliable your estimate will be. To maximise the usefulness of your calculation, ensure you have the following information ready:

Expected purchase or investment amount
Deposit available
Estimated loan amount
Current or indicative interest rate
Proposed loan term
Preferred repayment frequency
Applicable loan fees
Expected investment income, where relevant
Other ongoing investment expenses

From Finance Goal to Funding

How Do We Work?

From your initial enquiry through to your finance being arranged, we follow a methodical approach.

Initial Consultation

Free, no-obligation initial consultation to discuss your refinance or next purchase and to find the right financing solution for you.

We Compare

We have strong relationships with lenders that provide us access to exclusive deals and negotiate better rates on your behalf.

We Apply

Our team completes, checks, and submits loan applications, making sure all the needed documents are sent to the lender.

Follow Up

After the loan is secured, we continue to provide ongoing support and specialist advice to make sure the process goes smoothly.

Who Can Use an Investment Loan Calculator?

An investment loan calculator helps borrowers determine potential repayments before applying for a loan, preventing the need to be an experienced investor to use one. Here is the list of who can use it:

Property Investors: When considering an investment property, property investors use it to compare borrowing amounts, interest rates, and loan terms
First-Time Investors: Beginners can use it to understand the impact of different loan structures on repayments.
Existing Property Owners: When expanding their investment portfolio or purchasing another property, Property owners use it to compare potential finance options
Business Owners: Businesses use it to estimate repayments for expansion, equipment, or commercial property finance.
Experienced Investors: When reviewing potential purchases or refinancing options, investors use it to compare different repayment scenarios

Plan Your Investment with Greater Clarity

Whether you’re considering an investment property or assessing an investment home loan, we can help you test different financial scenarios before making a major commitment.

Common Questions

frequently asked questions

What does an Investment Loan Calculator actually calculate?

It provides an estimated view of what borrowing for an investment could look like. Depending on the inputs, it can help you assess regular repayments, interest charges, and the potential overall cost of the loan.

How can an investment property loan calculator help investors?

An investment property loan calculator allows you to test different purchase and borrowing figures. You can change the loan size, interest rate, or term to see how each scenario could affect your estimated repayments.

Is an investment home loan calculator suitable for someone buying their first investment property?

Yes. First-time investors can use an investment home loan calculator to understand possible repayment commitments before comparing properties or discussing finance with a lender.

What figures should I prepare before using the calculator?

Having your expected purchase price, available deposit, proposed loan amount, indicative interest rate, loan term, repayment frequency, fees, and anticipated investment income can make your estimate more useful.

Can the calculator be used for business-related borrowing?

It can provide preliminary estimates for business finance. A business investment loan calculator may be useful when exploring funding for equipment, expansion, commercial premises, or other business investments.

Is this calculator only for experienced property investors?

No. The calculator can be useful at different stages of investing. Beginners can use it to understand potential costs, while experienced investors can compare alternative borrowing scenarios.

Can I use the calculator to compare different loan terms?

Yes. Entering different loan durations can show how changing the repayment period may influence regular repayments and the total interest payable.

Will the calculator tell me whether I can afford an investment loan?

It can help with preliminary budgeting, but it cannot determine affordability on its own. Your income, existing debts, expenses, deposit, investment costs, and lender requirements all need to be considered.

Are the results from an Investment Loan Calculator guaranteed?

No. The figures are estimates based on the information entered. Actual loan costs may vary because of lender rates, fees, loan features, changes in circumstances, and the final terms offered.

Can borrowers across Australia use the Investment Loan Calculator?

Yes. An online investment loan calculator can be used by borrowers throughout Australia. It can help you prepare for discussions with lenders, brokers, or finance Specialists before choosing an investment loan.

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From purchasing your first property to expanding an established business, Finance Masters can help ensure the right finance turns your next plan into a practical step forward.