Equipment Finance Calculator
Businesses that want to acquire new or used equipment: our Equipment Finance Calculator can estimate the monthly repayments, ensuring every investment meets your financial strategy.
Accurate, Fast, & Easy to Use
Plan Your Equipment Investment with Confidence
Our Equipment Finance Calculator is perfect for estimating repayments, helping you compare lenders and secure funding.
Equipment Finance Calculator
$
years
% p.a.
This calculation is a guide only, based on the information you've entered. It excludes fees and charges and does not constitute a loan offer, formal approval, or financial advice.
Estimated loan repayments
$0 per week
- Loan amount$0
- Loan term0 yrs
- Interest rate0.00%
- Balloon payment$0
Rates and repayments shown are indicative only and exclude fees. Your actual rate depends on the lender and your circumstances.
Get My Personalised Quote40+ Lenders Mean Better Rates and More Choices
We compare the major banks and second-tier lenders to get you the best deal possible for your business and individual needs.
Our experts recommend options from the panel that best match your circumstances.
How It Works
How our asset finance calculator works
We take the stress out of borrowing — doing the legwork, negotiating with lenders and guiding you from first chat to settlement.
Enter your details
Add your loan amount, term, interest rate and an optional balloon or residual payment.
See your estimate
Instantly view an indicative weekly, fortnightly or monthly repayment figure.
We compare 40+ lenders
We match your figures against real rates from our panel to find your best fit.
Get your personalised quote
Speak with a broker to move from this estimate to a tailored, real quote.
A balloon (or residual) payment is an optional lump sum left owing at the end of your term. Increasing it lowers your regular repayments now, in exchange for a larger final payment down the track — a structure often used with a chattel mortgage, one of the most common ways to finance business assets in Australia.
The figures shown here are a starting point only. To see real rates and repayment options tailored to your business, speak with one of our brokers — we’ll compare your situation against our panel of 40+ lenders and handle the paperwork from application through to settlement.
The figures shown here are a starting point only. To see real rates and repayment options tailored to your business, speak with one of our brokers — we’ll compare your situation against our panel of 40+ lenders and handle the paperwork from application through to settlement.
Whatever Your Goal
Explore Our Finance Services
Different financial goals require different types of finance. You can explore our solutions for property purchases, existing loans, vehicles, and business requirements.
Home Loans
We help turn your property plans into a practical finance strategy, whether you are purchasing, building, or renovating your home.
First Home Buyers
As specialist mortgage brokers, we help first-time home buyers find the best available finance options designed around their needs.
Investment Loans
Planning to purchase an investment property? We provide lending solutions that can support your broader portfolio goals.
Refinancing
Your current loan may no longer suit your circumstances. Our team goes above and beyond to assist you in switching to the right loans.
Business Loans
Whether you are expanding or managing day-to-day business needs, we help you choose from options tailored to your specific needs.
Car Loans
A vehicle can be an important personal or business purchase. We will find the right financing solution to help you buy new or used cars.
Truck & Equipment Finance
We help keep your operations moving with financing options for trailers, trucks, machinery and other equipment required for your business.
Asset Finance
From essential machinery to operational equipment, we explore ways to fund business assets without paying the full cost upfront.
On Your Side
Let Our Expert Brokers Do The Hard Work
As real people from across Australia, our finance brokers work for you — not the lenders. Our goal is to find competitive rates and repayment options tailored to your unique situation, from a trusted panel of 40+ lenders.
- Transparent communication and quotes that include all fees
- An estimate on rates and repayments with no obligation
- No impact on your credit score at the estimate stage
- Structures to suit cash flow — chattel mortgage, lease or hire purchase
From Finance Goal to Funding
How Do We Work?
From your initial enquiry through to your finance being arranged, we follow a methodical approach.
01
Initial Consultation
Free, no-obligation initial consultation to discuss your refinance or next purchase and to find the right financing solution for you.
02
We Compare
We have strong relationships with lenders that provide us access to exclusive deals and negotiate better rates on your behalf.
03
We Apply
Our team completes, checks, and submits loan applications, making sure all the needed documents are sent to the lender.
04
Follow Up
After the loan is secured, we continue to provide ongoing support and specialist advice to make sure the process goes smoothly.
On Your Side
Let Our Expert Brokers Do The Hard Work
As real people from across Australia, our finance brokers work for you — not the lenders. Our goal is to find competitive rates and repayment options tailored to your unique situation, from a trusted panel of 40+ lenders.
- Transparent communication and quotes that include all fees
- An estimate on rates and repayments with no obligation
- No impact on your credit score at the estimate stage
- Structures to suit cash flow — chattel mortgage, lease or hire purchase
Ready to Get Started?
Let’s find the right finance solution for you. Book your free, no-obligation consultation today and take the first step toward a better future.
Common Questions
frequently asked questions
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Who can benefit from using an equipment finance repayment calculator in Australia?
The calculator is useful for sole traders, start-ups, and established businesses that want to understand potential finance costs before investing in equipment.
Can I use the calculator before deciding which equipment to purchase?
Yes. It can help you explore different budget ranges and understand what level of borrowing may be suitable before making a purchasing decision.
Why do repayment amounts change when I adjust the finance term?
A longer finance period generally spreads the cost over more payments, while a shorter term may increase monthly repayments but reduce overall interest costs.
Can a larger deposit make a difference to my finance estimate?
Yes. Contributing more upfront may reduce the amount being financed, which can lower repayment amounts throughout the agreement.
Is the calculator suitable for seasonal businesses?
Absolutely. Businesses with fluctuating income often use repayment estimates to assess how equipment finance could fit within their expected cash flow.
Does the calculator help with long-term financial planning?
Yes. Viewing estimated repayment commitments can help businesses align equipment purchases with future growth plans and operational budgets.
Can I calculate finance for multiple pieces of equipment?
Yes. You can enter the combined value of several assets to estimate the potential repayment costs for a larger equipment investment.
Request a Consultation
Get Started with Finance Master
Complete the form below, and we’ll get in touch to discuss your requirements and explore finance options suited to your circumstances.
- Personalised guidance based on your finance needs
- Access to a wide range of lending options
- Support from enquiry through to settlement
Contact Us for Flexible Finance Solutions
From purchasing your first property to expanding an established business, Finance Masters can help ensure the right finance turns your next plan into a practical step forward.